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	Escrow & Title Escrow Protected after escrow? Condominiums as rentals? Common Ways To Hold Title Direct deeding is useful Escrow is open Comparing escrow fees Learn about contingencies Prepare for Escrow closing Prorations it pertains to rent Real estate taxes pro-rated Real property vs. personal property Real Estate Mathematics The hidden cost of closing Utility bills and escrow escrow agents have to report? Walk Through Inspection   Title 1031 reverse exchange 1031- Avoid capital gains tax ALTA Policy CLTA Policy Community property tates Creating a trust Clouds on a title Do condos need title insurance? Deed Deed of Reconveyance Dealing with boundary disputes Easements Exceptions in title insurance How much is title insurance? Lis Pendens Mortgages vs. deeds of trust Not married? Joint tenants? Proposed zoning change Preliminary Title Report Quitclaim deeds Statement of Opinion Title Insurance Title insurance and builders Your closing date-Who chooses? Why you should have title insurance Who pays for what Fees in Escrow Why you should have title insurance Having title insurance is something that everyone should do, it is one of the most effective ways  for you to feel secure knowing that you are the one that owns your property. This insurance will also give you peace of mind knowing that no one has any other claim to it. While you do not have to get title insurance unless you are getting a mortgage it is a very good idea that you do because you have no way of knowing if the deed is good until it gets checked out. Unlike other forms of insurance title insurance does not protect you from future happenings but from past ones. You have no idea of what has happened with that property in the past and you should not be inclined to take the chance. Anything could come out of the past someday and the only way to protect yourself is with title insurance. No matter how careful you think you have been , going over the property, searching county records, checking for boundary disputes and going over surveys nothing will make sure everything is in order except title insurance. There are all kinds of things that nothing can account for such as forgery and fraud, errors in wills and clerical errors and these problems can come back to haunt you in the future, these types of things could even make your property unmarketable. Finding all of the things that could cause problems yourself is next to impossible. No one can afford to not have title insurance. This is the only way to clean the title for you. It is a one time fee and it will cover you for life.