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	Escrow & Title Escrow Protected after escrow? Condominiums as rentals? Common Ways To Hold Title Direct deeding is useful Escrow is open Comparing escrow fees Learn about contingencies Prepare for Escrow closing Prorations it pertains to rent Real estate taxes pro-rated Real property vs. personal property Real Estate Mathematics The hidden cost of closing Utility bills and escrow escrow agents have to report? Walk Through Inspection   Title 1031 reverse exchange 1031- Avoid capital gains tax ALTA Policy CLTA Policy Community property tates Creating a trust Clouds on a title Do condos need title insurance? Deed Deed of Reconveyance Dealing with boundary disputes Easements Exceptions in title insurance How much is title insurance? Lis Pendens Mortgages vs. deeds of trust Not married? Joint tenants? Proposed zoning change Preliminary Title Report Quitclaim deeds Statement of Opinion Title Insurance Title insurance and builders Your closing date-Who chooses? Why you should have title insurance Who pays for what Fees in Escrow Real property versus personal property Real property versus personal property is something that you had better get familiar with real fast as it is almost certainly going to affect you at closing time. Which is what?  Are you allowed to take down your chandelier and put it in your new house or do you have to leave it for the new people? Good question, to learn the answer you are going to have to sort out what real property and personal property really are. Real property is the land and the house, obviously, but also anything attached to them that are not legally removable. While personal property are the items that can be removed and have no real relation to the home or property. If it can be taken out and away without causing any damage to the home it is most likely personal property. Sure this all sounds straight forward but you will find that there are items that could go either way and these items are bound to cause a fair bit of trouble. If you are having a dispute about what stays and what goes then there are a few things that you need to do. First you will have to show the dilemma to the law. The function of the item will be considered along with speculation concerning what the owner was think at the time, what were they trying to accomplish? It is imperative that you list all of the personal items on the purchase agreement and any of the items that are in question should be put right onto the bill of sale. Things like chandeliers are a gray area and when in one place they will be considered personal property in another they will be considered real property. Other items like appliances can come into question. Many people assume that the stove and the refrigerator will go with them when in fact the buyer may be assuming they would be staying. All of these items and the light fixtures will need to be included in the bill of sale. Even your blinds need to be listed. The bill of sale will be given to the closing agent and then the decision swill be made and the house sold