Mortgage Help   Mortgage Rates Real Estate Credit Foreclosure Tax
	Escrow & Title Escrow Protected after escrow? Condominiums as rentals? Common Ways To Hold Title Direct deeding is useful Escrow is open Comparing escrow fees Learn about contingencies Prepare for Escrow closing Prorations it pertains to rent Real estate taxes pro-rated Real property vs. personal property Real Estate Mathematics The hidden cost of closing Utility bills and escrow escrow agents have to report? Walk Through Inspection   Title 1031 reverse exchange 1031- Avoid capital gains tax ALTA Policy CLTA Policy Community property tates Creating a trust Clouds on a title Do condos need title insurance? Deed Deed of Reconveyance Dealing with boundary disputes Easements Exceptions in title insurance How much is title insurance? Lis Pendens Mortgages vs. deeds of trust Not married? Joint tenants? Proposed zoning change Preliminary Title Report Quitclaim deeds Statement of Opinion Title Insurance Title insurance and builders Your closing date-Who chooses? Why you should have title insurance Who pays for what Fees in Escrow Prepare for Escrow closing Closing day is called closing day for a reason, this should be the end of the process. This means that there are many things that you need to do well before closing day arrives if you want to make sure that you can close as scheduled.  Just before this day comes around you will want to go over your HUD-1 statement and any other important documents. You need to double or triple check that you have been given all the credit you have coming for the deposits that you have made over the last while. And one of the most important things that you need to do is make sure that all of your escrow and other fees match on all of the documents. You also need to see that these fees are only the ones that you had agreed to pay, make sure that you have not been charged anything that you should not have. Go over all of the calculations as well with a good calculator, there is such a thing as human error and you do not want it on your papers and affecting your checkbook. Go over all of your documents with a fine toothed comb in order to find out whether or not all of your conditions have been met. You will also need to find out if your escrow agent has all of the right documentation. For instance does he or she have your right vesting? This is essential your deed has to be 100% correct or it could cause all kinds of trouble down the road. If there is anything that was to be done to the home or property before you took over you need to make sure that it has been done as agreed. If you were to wait until the last minute you could end up having to delay the closing, which could affect your loans etc. Before you sit down to close you should have already done one final walk though of the property. It is during this walk through that you will be able to find out if repairs that were promised have been completed and if everything has been removed that should have been. You will also be able to check that things that were to be left have been such as the appliances or perhaps the blinds. If you have have been promised that the home would be cleaned professionally you will be able to check that it actually has been. Before you do this walk through write up a list of all the things that you need to check for. You do not want to forget anything that is important and it is easy to do so in the excitement of seeing the home again. Making a list will allow you to be excited without forgetting anything important. It is imperative that all of the conditions have been seen to before closing. Find out everything you need to before you walk into the closing. And when you are there at closing before you sign go over all of the calculations once again, it may seen unnecessary but you cannot afford to have any mistakes made.