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	Escrow & Title CLTA Policy Escrow Protected after escrow? Condominiums as rentals? Common Ways To Hold Title Direct deeding is useful Escrow is open Comparing escrow fees Learn about contingencies Prepare for Escrow closing Prorations it pertains to rent Real estate taxes pro-rated Real property vs. personal property Real Estate Mathematics The hidden cost of closing Utility bills and escrow escrow agents have to report? Walk Through Inspection   Title 1031 reverse exchange 1031- Avoid capital gains tax ALTA Policy CLTA Policy Community property tates Creating a trust Clouds on a title Do condos need title insurance? Deed Deed of Reconveyance Dealing with boundary disputes Easements Exceptions in title insurance How much is title insurance? Lis Pendens Mortgages vs. deeds of trust Not married? Joint tenants? Proposed zoning change Preliminary Title Report Quitclaim deeds Statement of Opinion Title Insurance Title insurance and builders Your closing date-Who chooses? Why you should have title insurance Who pays for what Fees in Escrow This policy is called standard policy. The standard policy of title insurance covers matters of record, as well as specified risks not of record, such as -forgery -lack of capacity of grantor -undisclosed spousal interest -failure of delivery of a prior deed -federal estate tax liens -deed of corporation whose charter expired -deeds of an agent whose capacity has terminated Excluded from coverage by a standard policy of title insurance are -defects known by the insured and disclosed to the title insurer -zoning -mining claims -taxes and assessments that are not yet liens -easements and liens not a mater of record (such as prescriptive easements and right to a mechanic's lien.) - right of parties in possession (unrecorded deeds, leases, options, etc.) -matters not a mater of record that would be disclosed by checking the property (such as encroachments) -matters that would be revealed by a correct survey -water rights - reservation in government patents.