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04/19/2007 If Your Loan Officer is Vague, Walk Out the Door
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Question: I am almost at the point of making an offer on a home with a ten percent down payment. My offering price will be $360,000 and I want an 80-10-10 mortgage program to avoid private mortgage insurance. When I spoke with the loan officer, he was vague in giving me some rate quotes. I don't want to end up ratifying a contract without knowing the specific terms of the mortgage.
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04/19/2007 Rising Rents More Widespread
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More first quarter rental data reveals the short-lived renters' revolt and an apartment oversupply depressed apartment occupancy rates late last year, but that one-two punch wasn't enough to knock out rising rents.
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04/19/2007 Mostly Dry? You Still Need to Be on the Defensive
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When I was relatively new to reporting, I worked in a small town that was undergoing unprecedented development.
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04/19/2007 Canadian House Prices Will Double in the Next 20 years, Says Economist
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A new report, Much Ado About Nothing: Canadian House Prices Not Based on Demographics Alone, predicts that Canadian house prices are likely to double in the next 20 years, and not drop as some analysts have feared.
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04/18/2007 MLS settles antitrust lawsuit over naming rule
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A group of real estate professionals and companies have settled an antitrust lawsuit filed last year against the Regional Multiple Listing Service of Minnesota over restrictions on the use of "MLS" and related terms in company names, Web addresses and marketing.
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04/18/2007 Foreclosure filings rise in March, RealtyTrac reports
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Foreclosure filings in March jumped 47 percent compared to the same month last year, to a rate of one foreclosure filing for every 775 U.S. households, online foreclosure marketplace RealtyTrac reported today.
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04/18/2007 Rates up, home loan apps fall
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Real estate loan applications fell last week, led by a drop-off in home purchases, the Mortgage Bankers Association reported today in its weekly survey.
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04/18/2007 Slight change in overnight real estate rates
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Long-term mortgage interest rates were mostly flat Tuesday, and the benchmark 10-year Treasury bond yield dropped to 4.68 percent.
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04/18/2007 HOA Reserve Failure Modes
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Reserve planning is something that every homeowner association, regardless of size, should do because the HOA is entrusted with very expensive assets that affect member home values. Failure to maintain them causes home values to fall. The "reserve study" breaks down common elements into components and analyzes their current cost of repair or replacement and predicts when that event should take place. Reserve components come in all shapes, sizes and values. They are not all created equal.
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04/18/2007 Campus Community Safety 101
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After the death of more than 30 people on a college campus, how can you be sure your child's campus community is safe?
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