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01/23/2007 Ask George & Chuck: Questions from Consumers
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Question (CA): Re: Inquiry concerning EMC Mortgage problem from California borrower: Last time I checked, under California law, insurance proceeds for flood damage are not part of the security for the trust deed unless flood damage specifically mentioned in the trust deed as a category of required insurance. I actually won a case where the trust deed did not specifically mention wind damage, and received the insurance proceeds after they were held at the lender's order for six years. You might pass that information on to your reader, although I of course have no idea what wording is in his/her trust deed.
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01/22/2007 Wanted: Home Buyer -- $1,000 Reward
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Editor's
note: The following excerpt is from the Inman News blog. We
invite you to leave your thoughts at the blog
discussion by clicking here. What kinds of creative incentives are being
offered in your market?
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01/22/2007 Citigroup to acquire ABN AMRO Mortgage Group
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Citigroup Inc. says it will acquire
ABN AMRO Mortgage Group, and move ABN's $224 billion mortgage servicing
portfolio and 2,500 wholesale brokers to CitiMortgage Inc. in the process.
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01/22/2007 Governor suspends Chicago anti-predatory-lending program
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Illinois Gov. Rod Blagojevich has
suspended a controversial program intended to stop predatory lending in 10
Chicago-area ZIP codes after a study found housing sales in the predominantly
minority neighborhoods dropped by nearly half after the program went into
effect.
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01/22/2007 Yahoo Real Estate launches school tools
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Yahoo Real Estate
has launched new tools, at http://realestate.yahoo.com/Schools,
that allow users to research neighborhood schools across the nation.
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01/22/2007 North Carolina home sales, prices up in '06
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Despite several months of slowing activity, last year's
overall sales and prices of existing homes in North Carolina still outperformed
their 2005 levels, according to statistics
provided by the North Carolina Association of Realtors.
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01/22/2007 No growth in overnight real estate rates
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Long-term mortgage interest rates were scattered Friday, and the benchmark 10-year Treasury bond yield rose to 4.78 percent.
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01/22/2007 Renters Strike Back
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Remember "Episode I: Return of the Tenants," the late 2006 rental market glory story about an evil empire of over-priced homes sending an exodus of affordable home seekers into the arms of landlords?
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01/22/2007 Happy Renters Make Happy Landlords
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Last week I wrote a column about becoming a landlord and the tax implications. This week we look at how keeping your renters happy can lead to being a happier, wealthier and, stress-free landlord. Whether you own or are considering buying a rental property, a condo, duplex, fourplex, or even an apartment complex -- experts say keeping renters happy should be at the top of your -- priority list in order to ensure cash flow.
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01/22/2007 Housing Counsel: Mortgage Interest Deduction
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