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	Real Estate Investment The term Real Estate Investing is used to describe the different methods that may be employed in buying and selling real estate properties that are non-conventional. Generally, a buyer will secure a loan from a lending institution and pay for the entire amount of the purchase price with a combination of the borrowed funds and his own funds otherwise known as his 'down payment'. Some believe that the techniques mentioned below are not creative at all, since they are commonly used by professional and commercial investors. It does appear creative and non traditional, however, to the lay man.   Financial Benefits of Owning Real Estate: -Cash Flow   - Tax Benefits -Debt Reduction - Appreciation   Capitalization of Income Model For Investment Property   Gross Scheduled Income   (Scheduled yearly income from your investment property) -Vacancy and Bad Debt    (Usually 5%. This is estimated by appraisal company) ---------------------------------------- Gross Operating Income -Operating Expenses        (Deduct that takes to operate your investment property,                                         such as: electricity, gardening, etc..) ---------------------------------------- Net Operating Income    (You have paid all expenses and this amount is left.                                        If there is no mortgage, this would be your Cash Flow)     There are two analysis   Cash Flow Analysis Tax Analysis   Net Operating Income           Depreciation -Principal and Interest ( your mortgage ) + (Principal + Interest) --------------------------- -Net Operating Income Cash Flow ---------------------------- Taxable Income or Taxable Loss x Marginal Tax Rate (tax brackets) ----------------------------------- Tax Benefit   Real Estate Investing Appraisal How to get started MARKET VALUE explained Common mistakes Tips to finding a good deal   Property Investments Real Estate Option Tax Liens Wholesaling Seller Finance or 'Subject to' Short Sale or Pre-foreclosure Rehabbing Raw Land Mortgage Investing Birddogging Condo Hotel Hard Money Lenders Lease Option Assignment