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	Main Page-- Mortgage Rates Bank Loan A bank loan occurs when a borrower receives money from a lender in the form of debt. The borrower then pays the money back over a set time period to the lender. In addition to the borrowed money, the lender will also pay interest on the debt.   Loan Programs: 1031 Exchange Financing 1% Loans Auto Loan Adjustable Rate Mortgage (ARM) Assumption Mortgage Bad Credit Loan Bi-Weekly Loan Blanket Loan Boat Loan Business Loan College Loan Condominium Mortgage Conforming Loan Commercial Loan Cash out Loan Debt Consolidation FHA Loan Hard Money Loan Home Equity Loan Home Improvement Loan Interest Only Loan Investment Property Loan Jumbo Loan Land Loan Land Contracts Lease/Option Financing Mobile Home Loan Manufactured Home Loan No Documentation Loans No Cost Refinance Negative Amortization Loan Participation Loan Personal Loan Payday Loan Purchase Loan Refinance Loan Reverse Mortgage Streamline Refinancing Seller Carryback Stated Income Loan Subject To Finance Self Employed Loan Timeshare Loan TownHouse Mortgage VA Loan Wraparound Mortgage 2nd Mortgage 80-10-10 Loan 80-15-5 Loan 80-20 Loan Financial institutions, banks and credit unions all provide loans to borrowers. One of the most common forms of debt is the mortgage. A mortgage is used by a consumer to purchase a home. The money borrowed is used to buy the property. The house is used as collateral for the loan, with the financial institution placing a lien on the title to the property. If the borrower defaults on the loan, the financial institution has the legal right to foreclose on the property. The property is then sold to recuperate the bank's money. Loans are often taken out to purchase new and used vehicles. The vehicle is used as the collateral on the loan. Most car loans are shorter in term when compared to mortgages. In general, the length of the vehicle loan corresponds with the expected life of the vehicle. For example, a borrower can expect a 60-month loan on a new vehicle, while a five-year old vehicle may only receive a 36-month loan. Alabama bank loan Alaska bank loan Arizona bank loan Arkansas bank loan California bank loan Colorado bank loan Connecticut bank loan Delaware bank loan District Of Columbia bank loan Florida bank loan Georgia bank loan Hawaii bank loan Idaho bank loan Illinois bank loan Indiana bank loan Iowa bank loan Kansas bank loan Kentucky bank loan Louisiana bank loan Maine bank loan Maryland bank loan Massachusetts bank loan Michigan bank loan Minnesota bank loan Mississippi bank loan Missouri bank loan Montana bank loan Nebraska bank loan Nevada bank loan New Hampshire bank loan New Jersey bank loan New Mexico bank loan New York bank loan North Carolina bank loan North Dakota bank loan Ohio bank loan Oklahoma bank loan Oregon bank loan Pennsylvania bank loan Rhode Island bank loan South Carolina bank loan South Dakota bank loan Tennessee bank loan Texas bank loan Utah bank loan Vermont bank loan Virginia bank loan Washington bank loan West Virginia bank loan Wisconsin bank loan Wyoming bank loan