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Insurance--Long-Term Care Insurance

Long term care insurance

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Long term care insurance
-How much coverage should you purchase?
-Finding a long-term care insurance plan
-Policy features of long-term care insurance
-When to purchase long-term care insurance
-Life insurance riders can pay for long term care
-Long-term care tax implications
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The lifespan of Americans is getting longer and longer. By 2030, over 70 million Americans will be 65 years or older. Many Americans will reach 95 years of age without long-term care insurance. They will be dependent upon their 90-something spouse or their 70-year-old children for care.

Not only will children need to have sufficient funding for their retirement, but for their parent's care as well.

You simply can't rely on Medicare, Social Security or health insurance to meet your retirement and long-term care costs. Even Medicare supplemental insurance isn't enough to cover most long-term care expenses.