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	Insurance--Auto Insurance Uninsured motorist coverage Annuities Auto Insurance -Auto Insurance FREE QUOTE -Auto Insurance Additional features -Collision and comprehensive coverage -Liability insurance coverage - Medical, PIP and no-fault coverage -No-fault laws -Uninsured motorist coverage Small business insurance Long term care insurance Health Insurance Home Insurance Life Insurance Travel insurance Uninsured motorist coverage pays for any injuries and damage caused by a hit-and-run driver or a driver without auto insurance. Most states require that you carry uninsured motorist coverage. Like uninsured motorist coverage, underinsured motorist coverage will pay for injuries or damages caused by a driver with less-than-enough coverage. It is wise to carry at least a minimal amount of UM/UIM coverage, just in case. You want to be sure that you have some coverage for pain-and-suffering, if nothing else.