| Excellent Credit | Damaged Credit | ||
| Program | Rate | APR | |
| 30 Year Fix | 4.875% | 4.921% | |
| 20 Year Fix | 0.000% | 0.000% | |
| 15 Year Fix | 4.250% | 4.327% | |
| FHA 30 Yr. | 4.875% | 5.746% | |
| VA 30 Yr. | 0.000% | 0.000% | |
| 6m. MTA | 0.000% | 0.000% | |
| 3m. COFI | 0.000% | 0.000% | |
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| Date | 1 yr | 5yr | 10 yr | 30yr |
| 02/08/10 | 0.32 | 2.26 | 3.62 | 4.52 |
| 02/05/10 | 0.31 | 2.23 | 3.59 | 4.51 |
| 02/04/10 | 0.32 | 2.29 | 3.62 | 4.53 |
| 02/03/10 | 0.35 | 2.40 | 3.73 | 4.62 |
| 02/02/10 | 0.33 | 2.37 | 3.67 | 4.55 |
more Treasury Rates
| Indices | Today | Last Month | |
| 1 year CMT | 0.46 | 0.40 | |
| 12m. MTA | 1.82 | 2.05 | |
| 11th COFI | 3.16 | 3.13 | |
| 1m. LIBOR | — | 0.47 | |
| 6m. LIBOR | — | 1.83 | |
| 1year LIBOR | — | 2.09 | |
| Prime Rate | 3.25 | 3.25 |
more Indices
ANALYSISWeekly compilation of mortgage rate predictions.
Mortgage Indexes
Treasury Rates, LIBOR, CMT, MTA
Economic Indicator
Existing Home Sales, Housing Starts, GDP, PPI, CPI
During a press conference yesterday morning, President Obama urged homeowners to refinance their home loans given the current historically low mortgage rates.
SEE MORTGAGE RATES FOR FEBRUARY 08, 2010
free mortgage quote- Starved credit wrecked housing, not vice versa
Mortgage rates have begun a decline from the irrational levels of the last month, now approaching 6 percent and says here likely to cross back into the fives.
- Get rid of 'popcorn' ceilings all at once
I own a 40-plus-year-old house that has been remodeled from time to time and looks modern and is well-kept. Presently, I need to remove the "cottage cheese" ceiling from one large room. Is it in my best interest to remove this from all the rooms in the house? --Lorna K.
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