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	Finance Basics of Personal Finance Basics of Personal Finance Basics of Business Finance Basics of State Finance Experimental Finance Financial Economics Financial Planner Foreign Exchange Market Risk-free interest rate Yield Curve Personal finance includes: " How much money an individual or family needs at various times in the future. " Where the money an individual or family needs comes from, such as savings, investments or loans. " How people protect themselves from financial risks and unforeseen disasters and emergencies. " The transfer of family assets across generations through bequests, wills and inheritances. " The management of taxes and personal financial decisions. Personal financial decisions include debt management, education expenses, financing of real estate and automobiles, insurance needs, investing and retirement savings. With proper financial management, an individual can meet all set goals for financial security.