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Credit
Free Annual Credit
Reports
As a result of the Fair and
Accurate Credit Transactions Act or the FACT Act, each
resident of the United States of
America is entitled to one free copy of their credit report from each
credit reporting agency once in every twelve month period. This
information is available at the credit bureau-operated website
http://www.annualcreditreport.com
from where it can be accessed. However, this report does not provide
credit scores, instead, it is mostly useless consumer credit scores which
are not used by any businesses, are offered for purchase at the time these
reports are generated.
Many other commercial websites offer free
credit reports; usually these sites attempt to lure consumers into paying
for related services. It just goes to further prove that nothing in
today's world is available truly free of cost!
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