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	Auto Loan  Terms when it comes to car insurance: Get some relief from the high gas prices Choosing the Right Fuel to Help You Save Money Proper maintenance will help you save on fuel costs Fuel-efficient driving can save massive amounts of gas Saving Money on Gas is Easier than You Think Saving Big Money with Hybrid Vehicles Spending too much money on gas?   Car Search: Finding the best car for you Buying a new car vs. buying used Shopping on the Web for a new car   Financing: How much can you afford? Financing First Buy or Lease Buy or Lease II Top 10 leasing booby traps Pros and cons of leasing Down payment Key financing questions Evaluating loan options and rebates Refinance your auto loan Capitalized cost and residual value   Buying: Using an intermediary Advertising slogans Extended warranties    Car Insurance: Auto insurance No-fault insurance Gap Insurance What you don't know about Car Insurance OEM Parts Insurance Terms New California Law Actual Cash Value This is the amount that it will take to replace the car. It takes into consideration depreciation that has occurred since the purchase. Benefit This is how much is paid to the beneficiary when an insurance claim is filed. Bodily Injury Liability This is the amount of coverage that will be applied when the person with the policy hurts another person. Claim This is what it is called when you ask the insurance company to pay for damage or injuries caused. Collision When you car hits something this is the kind of insurance that will cover the cost of repairs or replacement. Comprehensive If your car does not hit another object but instead is damaged by fire, theft, falling objects, natural disasters etc. then this is the insurance that will cover the cost of repairs. Deductible This is a portion of the repair costs that you will pay. The higher your deductible is the lower your premiums and visa versa. Endorsements This is what it is called with you change the terms of your car insurance policy. Exclusions Each policy has these, they are a list of the things that will not be paid for by your insurance agency. Extraordinary Medical Coverage Once your standard medical coverage limits have been met, this kind of insurance can pay for your medical care and treatment. Full Coverage This has nothing to do with whether or not you have the amount of insurance you should have, only whether you are meeting state requirements. Income Loss Coverage If you cannot work due to an accident and the injuries you suffered then you may be able to get some money to help you pay the bills. Indemnity The predetermined sum that pays for a covered loss. Limits This is the most your insurance company will pay you for any damage or accident claims. No-Fault Insurance This allows you to get the money that you need to fix or replace your car without having to have someone take the blame for the accident. Uninsured If you get injured by a driver that has no insurance uninsured motorist coverage will help you to get the money that you deserve.