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	Auto Loan Original Equipment Manufacturer Replacement - OEM Get some relief from the high gas prices Choosing the Right Fuel to Help You Save Money Proper maintenance will help you save on fuel costs Fuel-efficient driving can save massive amounts of gas Saving Money on Gas is Easier than You Think Saving Big Money with Hybrid Vehicles Spending too much money on gas?   Car Search: Finding the best car for you Buying a new car vs. buying used Shopping on the Web for a new car   Financing: How much can you afford? Financing First Buy or Lease Buy or Lease II Top 10 leasing booby traps Pros and cons of leasing Down payment Key financing questions Evaluating loan options and rebates Refinance your auto loan Capitalized cost and residual value   Buying: Using an intermediary Advertising slogans Extended warranties    Car Insurance: Auto insurance No-fault insurance Gap Insurance What you don't know about Car Insurance OEM Parts Insurance Terms New California Law If the worst has already happened and your car has been damaged due to theft, vandalism or an auto accident then you need to get the repairs started as soon as possible. There are many factors to take into consideration at this stage including the kind of parts that the repair shop is supposed to use on your car. Contrary to popular belief there is more than one way to go, you can get aftermarket parts or original equipment manufacturer replacement parts (also known as OEM parts). If you leave it up to your insurance company they will choose the aftermarket parts, as they are a whole lot cheaper. Many people are sure that the OEM parts are a much better buy however, and that they are a higher quality part. If you insist on the OEM parts there is an almost certain chance that the car insurance company you are with will make you pay the difference between the aftermarket price and the OEM price. You could be looking at a cost that is twice as much, that can really add up when there are many parts that need to be replaced. It is important to note that the more aftermarket parts you have in your car the less it is actually worth on the auto market. If you are thinking that you want to sell your car in the near future or you are hoping to trade it in then you may want to stick with the more expensive OEM parts. And if you are leasing a car you need to read your contract because if you return the car to them with aftermarket parts in it they might not give you your security deposit back at all. This is because you are handing in a very different car, one that is not worth the same amount of money as the one they let you drive off the lot with. Then of course you have to worry about safety. This is a highly debated topic and while many people say that you will not get the same safety quality out of aftermarket car parts others just as strongly disagree. Studies have shown that cars are just as safe in a crash when they have aftermarket parts in them as when they have OEM parts. What you need to do is talk to your insurance company and the repair shop before you hand over your car to get fixed. Make sure that you know the kinds of parts you will be getting and that they are the ones that you indeed do want to see put in. This will help you to keep from getting a nasty surprise down the road when it comes time to sell or hand in your lease.