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PUBLISH YOUR
RATES FREE
RateEmpire.com dedication to educating the consumer in
need of home financing creates an excellent target marketing
opportunity for a mortgage lender.
RateEmpire.com offers consumers one place on the
internet where they can:
- Comparison Shop for mortgage
rates
- Receive daily updates on
mortgage rate movements
- Learn everything they need to
know about getting a home loan
- Utilize several mortgage
calculators
Your company will be
seen on our site RateEmpire.com
-
RateEmpire.com appears prominently in many
popular search engines!
(Yahoo, Excite, Google, Lycos,
Altavista, Ask Jeeves, Webcrawler, Hot
Bot)
HOW IT
WORKS:
Financial institutions
update their mortgage rates on Rate Empire daily. You will
have an ability to update rates from fixed rates to adjustable
rates including LIBOR,COFI,MTA rates. You can log in as many
times as you need into your account and update your rates.
Rateseekers like you,
come to our website looking for the best and lowest rates.
After performing a quick rate search, you are offered an easy
to read, non-cluttered display of local institutions and their
current rates. These rates can be further sorted by points,
APR, and lock period.
After
researching the different institutions and their rates, you
have the ability to contact the institution directly, send a
quick email, or go to their website for an online application.
Nothing could be easier for finding the best rate in your
area!
How much
traffic does Rate Empire get?
The amount of
traffic to the Rate Empire front page and state
pages varies monthly. Our current account of traffic ranges
from 150,000 - 280,000 per month.
How many
leads will I get?
The number of leads you get
depends on a number of factors including: (a) which states you
are listed in (b) your position at any given time (c) how
competitive your rates are and (d) mortgage industry cycles.
We are currently unable to predict how many leads you are able
to get.
What is the closing rate
on Rate Empire leads?
We do not
charge per closed loan. As a result we do not have statistics
on closing rates. Based on industry research we expect that 5%
to 10% of leads result in funded loans.
How are companies listed?
We give
preference to companies that have posted their rates during
the same business day. These companies are always listed ahead
of companies that have not updated their
rates.
Do you offer any advertising for sub prime
loans?
Yes, we offer an imperfect credit
directory. You may list your company in this
directory.
Where will my listing
appear?
Your listing will appear in our "Paid
Search" front colum. You can view it below how it will look.
Each time you update your rates, it will appear on
top.
Please accept this agreement in order to
post your rates!
RateEmpire.com is
not involved in any transactions between you and your posted
rates, links, comments or any information posted or created by
you as a lender/broker.
RateEmpire.com
enforces strict policies of honesty and integrity for
lenders/brokers who post rates. Any company engaging in
"lowballing" or "bait-and-switch" tactics will be removed from
our database and from our site.
In order
to confirm any rates/fees which come into question, all listed
lenders/brokers agree to provide RateEmpire.com with their
current wholesale rate sheets upon request. RateEmpire.com
guarantees that this information will be kept in strict
confidence. RateEmpire.com
does not share your confidential personal information with
anyone.
General
Rules
- You can update rates anytime and
as often as you need.
- APR calculations must be based
on a loan amount of $100,000 for conforming loans, $400,000
for jumbo loans and a maximum LTV of 80%.
- APR calculations for Home Equity
Lines/Home Equity Loans must be based on a loan amount of
$25,000 and a maximum LTV of 80%.
- Certain mortgage rates may
differ by loan size. In such cases, rates must be based on a
loan amount of $100,000 for conforming loans and $400,000
for jumbo loans.
- Points must include all points
(discount, origination and any other points).
- All lenders posting rates must
be Equal Housing Lenders and endorse fair lending and
housing practices, as well as carry a valid real
estate/broker licence in his/her
state.
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