| Excellent Credit | Damaged Credit | ||
| Program | Rate | APR | |
| 30 Year Fix | 5.750% | 5.782% | |
| 20 Year Fix | 0.000% | 0.000% | |
| 15 Year Fix | 5.375% | 5.428% | |
| FHA 30 Yr. | 0.000% | 0.000% | |
| VA 30 Yr. | 0.000% | 0.000% | |
| 6m. MTA | 0.000% | 0.000% | |
| 3m. COFI | 0.000% | 0.000% | |
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| Date | 1 yr | 5yr | 10 yr | 30yr |
| 05/12/08 | 2.01 | 3.00 | 3.78 | 4.53 |
| 05/09/08 | 1.91 | 2.98 | 3.77 | 4.53 |
| 05/08/08 | 1.91 | 2.99 | 3.79 | 4.50 |
| 05/07/08 | 1.94 | 3.09 | 3.87 | 4.61 |
| 05/06/08 | 1.96 | 3.15 | 3.93 | 4.64 |
more Treasury Rates
| Indices | Today | Last Month | |
| 1 year CMT | 1.91 | 1.61 | |
| 12m. MTA | 3.53 | 3.79 | |
| 11th COFI | 3.28 | 3.56 | |
| 1m. LIBOR | — | 2.72 | |
| 6m. LIBOR | — | 2.71 | |
| 1year LIBOR | — | 2.64 | |
| Prime Rate | 5.00 | 5.25 |
more Indices
ANALYSISWeekly compilation of mortgage rate predictions.
Mortgage Indexes
Treasury Rates, LIBOR, CMT, MTA
Economic Indicator
Existing Home Sales, Housing Starts, GDP, PPI, CPI
REAL ESTATE ARTICLES- Real Estate News
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Wells Fargo tightening standards in distressed markets
Wells Fargo & Co. is tightening underwriting standards today in more than 200 markets it has identified as distressed or soft, increasing down-payment requirements and making stated-income loans off limits in some markets.
MORTGAGE RATES
free mortgage quote- Starved credit wrecked housing, not vice versa
Mortgage rates have begun a decline from the irrational levels of the last month, now approaching 6 percent and says here likely to cross back into the fives.
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I own a 40-plus-year-old house that has been remodeled from time to time and looks modern and is well-kept. Presently, I need to remove the "cottage cheese" ceiling from one large room. Is it in my best interest to remove this from all the rooms in the house? --Lorna K.
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