| Excellent Credit | Damaged Credit | ||
| Program | Rate | APR | |
| 30 Year Fix | 0.000% | 0.000% | |
| 20 Year Fix | 0.000% | 0.000% | |
| 15 Year Fix | 0.000% | 0.000% | |
| FHA 30 Yr. | 0.000% | 0.000% | |
| VA 30 Yr. | 0.000% | 0.000% | |
| 6m. MTA | 0.000% | 0.000% | |
| 3m. COFI | 0.000% | 0.000% | |
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| Date | 1 yr | 5yr | 10 yr | 30yr |
| 07/29/10 | 0.30 | 1.70 | 3.03 | 4.08 |
| 07/28/10 | 0.30 | 1.75 | 3.03 | 4.07 |
| 07/27/10 | 0.30 | 1.82 | 3.08 | 4.08 |
| 07/26/10 | 0.29 | 1.76 | 3.03 | 4.03 |
| 07/23/10 | 0.27 | 1.75 | 3.02 | 4.01 |
more Treasury Rates
| Indices | Today | Last Month | |
| 1 year CMT | 0.46 | 0.40 | |
| 12m. MTA | 1.82 | 2.05 | |
| 11th COFI | 3.16 | 3.13 | |
| 1m. LIBOR | — | 0.47 | |
| 6m. LIBOR | — | 1.83 | |
| 1year LIBOR | — | 2.09 | |
| Prime Rate | 3.25 | 3.25 |
more Indices
ANALYSISWeekly compilation of mortgage rate predictions.
Mortgage Indexes
Treasury Rates, LIBOR, CMT, MTA
Economic Indicator
Existing Home Sales, Housing Starts, GDP, PPI, CPI
Wells Fargo tightening standards in distressed markets
Wells Fargo & Co. is tightening underwriting standards today in more than 200 markets it has identified as distressed or soft, increasing down-payment requirements and making stated-income loans off limits in some markets.
SEE MORTGAGE RATES FOR JULY 30, 2010
free mortgage quote- Starved credit wrecked housing, not vice versa
Mortgage rates have begun a decline from the irrational levels of the last month, now approaching 6 percent and says here likely to cross back into the fives.
- Get rid of 'popcorn' ceilings all at once
I own a 40-plus-year-old house that has been remodeled from time to time and looks modern and is well-kept. Presently, I need to remove the "cottage cheese" ceiling from one large room. Is it in my best interest to remove this from all the rooms in the house? --Lorna K.
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